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Archive for: 2011:


A New Year A New Page

The start of a new year is like starting a new page. Everything that was done in the past doesn’t disappear, it’s just that everything from the past is on a page that’s already been completed. As we start out the new year, what are you going to write on your page? Are you going

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Location Doesn’t Matter

Whether you are around the corner or around the world, we would like to help you. With the power of technology, we are pleased to be able to offer our services to anyone, anywhere. All that is needed is a computer with an internet connection. The power of the internet has made the world a much smaller

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Are you Financially Fragile?

According to the National Bureau of Economic Research, nearly half of all Americans are considered “financially fragile.” What does this mean?  It means in an emergency situation they couldn’t come up with $2,000 unexpectedly in the next month, or would have to resort to desperate measures to come up with the money. You would think

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Two Things Everyone Wants

As a personal financial coach, I’ve learned a thing or two about what people really want when it comes to their money. Ask anyone what they would want if they had tons of cash. You’ll hear the standard answers: A new, fancy car A 60” 3D LED TV A vacation in France (or Hawaii or

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Holiday Spending

As the end of the year approaches, remember that the holidays are a time when we lose track of our spending. Keep on track with your spending; the holidays are a time to enjoy, not regret. A few simple ways to stay on track: Envelopes Each envelope represents a different budget category. Place in each

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What is Vertical Vision?

How do you explain Vertical Vision and how can  Vertical Vision help me? Vertical Vision is a coaching firm focused on helping our clients achieve success. The two most popular ways we do this is through Small Business Coaching and Personal Financial Coaching. Small Business Coaching In small business coaching we offer an outside point

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Someday

Someday isn’t on any calendars because it doesn’t exist. It’s a myth that fear wants you to believe in so you won’t start working on your dream today. Share this:FacebookRedditStumbleUponDiggEmailPrint

Is there really FREE money to open a business?

Is there really FREE money to open a business? By Cecelia Taylor Uncovering the truth behind  the free money myth It is not uncommon for potential business owners to call or visit the SBA asking for grants or free money to start their businesses. In many cases, you have likely read or heard the “free

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Your Earning Power

Your earnings are not determined by what you have earned in the past but by the optimal circumstances you create around the valuable skills you have. Share this:FacebookRedditStumbleUponDiggEmailPrint

Four Money Mistakes You Can Learn From

It’s hard to know when the economy will truly recover. If you want your own finances to stabilize over the long term, you’ll need to evaluate what you’ve been doing right…and wrong. There’s no magic bullet, but avoiding these four money mistakes may help you survive and ultimately thrive in any turbulent economy.   Mistake

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It’s All About The Client

All too often when someone asks about your business, you tell them your story. The problem with this is that it leaves the person with an understanding of who you are. But your story is not the reason people buy. Someone buys when they understand how your product or service fits into their story. This is the

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It’s Not Too Late

It’s all too easy to fool ourselves into thinking that it’s too late. Whether you’re 18, 25, 35, or 85. The truth is that it’s never too late. Your potential is always available to you. Your potential is always evolving. Your own capacity for greatness – whether in business, family, love, or money – isn’t

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Don’t

Don’t compromise on your vision because it looks to big. Find ways to generate the resources to pick apart the puzzle one piece at a time.   Don’t be intimidated by those who seem to have it more together than you. Trust me, they used to be right where you are.   Don’t underestimate the

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Wants and Needs

One of the biggest impediments to getting your financial house in order is the inability to properly distinguish discretionary and nondiscretionary expenses (otherwise known as wants and needs). When taken down to the most basic level, all of us have only four or five primary needs. Those needs are food/water, clothing, shelter, transportation, and health

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Tax Season Nears (Charitable Donations)

If you make  a donation to a charity this year, you may be able to take a deduction for it on your 2011 tax return. Here are the top nine things the IRS wants every taxpayer  to know before deducting charitable donations. Make sure the organization qualifies Charitable contributions must be made to qualified organizations

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Why have an emergency fund?

In life, you should expect the unexpected, such as the sudden loss of a job, a natural disaster, an injury, etc. The last thing you want to do is be caught off guard and be forced to rely on credit cards or a loan that could get you into deeper financial trouble.     Share

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The Bible is Our Plumb Line

“We have been taught false principles by the world in which we live. The plumb line for truth is God’s Word, not a college textbook or a standard practice. God’s Word teaches a set of principles most of us haven’t heard in the media or in the classroom.” —Larry Burkett Share this:FacebookRedditStumbleUponDiggEmailPrint

Borrowing Money to Pay Off Debt

When it comes to your debt, the interest rate is not your problem. The debt is your problem! Home equity lines of credit, 401(K) loans, and debt consolidation are all popular ways of borrowing money to pay off debt, but at the end of the day they do not work! You are still in debt,

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Perspective

Do you need a fresh perspective on how you are handling your money? Do you run out of money before the month ends? Do you feel entrapped by your debt? After paying your bills do you have any money left over to enjoy and save? Have you ever impulsively bought a car or major appliance?

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Winning with Money

Winning with money is an ongoing process.  Different people can be at different steps and still be doing well financially. There are several measurement steps along the way, including living on less than you make, becoming debt free, and investing money for your future. But it is always a continuous thing. To win with money

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